About Us Our Clients How It Works FAQs Your Rights

Verified Australian Business

Received a message from us?
We're here to help.

If you've been contacted by Powerpay Collect, it's because one of our trusted clients has asked us to help manage your account. We're an online, modern, digital debt collection agency, offering a fully online solution to help you take control of your finances privately and easily. We understand this can be unexpected — here's everything you need to know.

Resolve My Account → Learn Who We Are
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Secure & Compliant

Bank-level data protection

AU

Australian Owned

Based in Australia

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Trusted Partners

Working with leading brands

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Flexible Options

Payment plans available

About Powerpay

Who we are & why we've contacted you

Powerpay is an Australian payment and collections company. We help businesses manage outstanding accounts on their behalf. If you've received a message from us, it means one of our clients has asked us to assist with your account.

Our company

Powerpay is a registered Australian company (Powerpay Pty Ltd) that partners with well-known Australian lenders and service providers managing their payments and collections activities on non-payers.

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Data Security

We use bank-level encryption and comply with Australian privacy laws. Your personal information is handled securely and never shared with third parties.

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Let's work together

Our goal isn't to pressure you — it's to help you find a manageable path to resolving your account. We offer flexible options that work for your situation.

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Real people, real support

Our Australian-based support team is available Monday to Friday, 8:30am - 4:00pm. You can reach us at

Our customer support team is email based only. This enables us to assist customers in a timely manner and track the progress of your requests.

Our Clients

Trusted by leading Australian companies

We work with established, well-known businesses across Australia. If you have an outstanding account with any of these companies, they may have asked Powerpay Collect to help manage it.

MPN

MyPayNow

Wage Advance Provider · Gold Coast, QLD

MyPayNow is one of Australia's leading pay-on-demand platforms, having advanced over $500 million to working Australians. As a principal partner of the Gold Coast Titans NRL team, they are a well-established and widely recognised brand trusted by hundreds of thousands of customers.

SL

SunshineLoans

Short-Term Lender · Est. 1999 · QLD

Sunshine Loans is a well-known Queensland-based short-term lender that has been operating since 1999. They hold Australian Credit Licence No. 390556 and serve customers across the country, with a 4.4-star rating on Trustpilot from over 200 verified reviews.

Your account has been referred to us due to outstanding monies owed to the one of our clients. If you're unsure why your account has been referred to Powerpay Collect, please contact us.

How it works

Resolving your account is simple

We've made it as easy as possible for you to view your balance, choose a payment option, and get things sorted — on your terms.

1

Check Your Message

You'll receive either an SMS or email (or both) from Powerpay Collect with a secure link to view your outstanding balance.

2

Choose Your Option

Pay in full, set up a payment plan that suits your budget, or contact us to discuss your circumstances — it's up to you.

3

Resolve

We support direct debit, debit card, Apple Pay and more. Once your account is settled, you'll receive confirmation.

What happens when you receive a Powerpay Collect offer link?

1

If you receive a secure offer link

This may be sent via SMS or email (or both) receive your personalized offer link by:
• SMS
• Email

2

Click on the link

When you click the link, you'll be taken to a secure Powerpay Collect page where you can:
• View the outstanding balance
• See available payment plan options
• Review payment amounts and timelines
• Explore different repayment scenarios
• Leave the page and return later

Opening the link does not:
• Lock you into a plan
• Authorise any payment
• Notify your bank
It simply allows you to review your options.

3

Choose to accept

Once you decide what plan works for you, you'll be asked to:
• Confirm your selected payment option
• Enter your payment details securely
• Authorise the agreement

Only at this stage — after confirmation — is a payment plan activated.
You are always shown a final summary before anything is processed

Your rights

We respect your rights

We operate under Australian law and are committed to treating every customer with fairness and respect.

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Right to Information

You can request details about your account at any time, including who referred you and the amount outstanding.

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Support & Assistance

If you're experiencing financial difficulty, please contact us as soon as possible so we can help you with your options.

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Privacy Protected

Your personal information is handled in accordance with Australian Privacy Principles and is never sold or shared unnecessarily.

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Fair Treatment

We follow responsible conduct guidelines. You'll never be harassed, threatened, or subjected to unfair pressure. Ever.

Common questions

Frequently asked questions

Why have I been contacted by Powerpay Collect?

One of our clients - such as MyPayNow or Sunshine Loans - has identified an outstanding balance on your account. They have authorised Powerpay Collect to assist in managing and resolving this balance of their behalf.

Is Powerpay Collect a real company?

Yes. Powerpay Collect is part of Powerpay Solutions, an Australian-based software company that automates collections and payments in one solution. Our offices are located in Australia, and we operate in accordance with all relevant regulations and industry standards.

Is this a scam?

No - Powerpay Collect is a legitimate company.

We understand that receiving contact about an outstanding balance can be unexpected, and it's important to feel confident about who you're dealing with.

If you would like confirmation of our authorisation, you're welcome to contact our customer support team or the original provider who referred the account to us.

What if I can't afford to pay right now?

We understand that everyone's financial situation is different.

We offer flexible repayment options, where customers can select their repayment amount/s, frequency and start date to suit their affordability.

If the offer shown in your link isn't suitable, please contact our friendly support team - we'll work with you to find an appropriate arrangement where possible.

What payment methods do you accept?

We currently accept:

- Direct debit
- Debit or credit card
- Apple Pay
- Google Pay (coming soon)
- BPAY (available soon)

I don't recognise this debt, what should I do?

If you don't recognise the account, believe there may be an error, or would like more information about the balance, please contact our customer support team as soon as possible.

Our team is here to assist and ensure the matter is handled accurately and fairly.

How do I know your payment link is secure?

Our payment system uses secure encryption technology to protect your personal and payment information. If you are unsure about a link, you can contact our team directly before making payment. Powerpay and Powerpay Collect holds PCIDSS Level 1 - the highest level of PCI compliance

How do I contact support?

You can reach out to one of our customer support specialists at support@powerpay.solutions our office hours are Monday to Friday between 8:30am-4:00pm AEST.

Our customer support team is email-only based. This enables us to assist customers in a timely manner and track the progress of your requests.

How did you get my details?

Your details were provided to us by the original service provider (for example, MyPayNow or Sunshine Loans) for the purpose of managing the outstanding balance on your account. We handle all personal information in accordance with Australian privacy laws.

Ready to resolve your account?

Click the link sent in our messaging and complete everything online or get in touch with our friendly team. We'll help you understand your balance and find a payment option that works for you.

Contact Us →
🏦 Direct Debit
💳 Visa / Mastercard
🍏 Apple Pay

Contact Us To Request Access